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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,482 | $149,446-60.9% | $256,809-77.2% | $94,015-37.8% |
| Participation rate | 88.0% | 85.3%+2.7pp | 88.5%-0.5pp | 70.8%+17.2pp |
| Annual return | 12.22% | 17.55%-5.3pp | 32.73%-20.5pp | 17.84%-5.6pp |
| Employer contribution / active EE | $1,768 | $4,596-61.5% | $7,263-75.7% | $2,790-36.6% |
| Participant deferral / active EE | $2,624 | $6,491-59.6% | $9,520-72.4% | $4,249-38.3% |
| Admin fee / account holder | $8,578 | $24,035-64.3% | $25,146-65.9% | $8,951-4.2% |