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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $266,180 | $114,013+133.5% | $103,693+156.7% | $155,188+71.5% |
| Participation rate | 93.8% | 75.2%+18.6pp | 72.6%+21.1pp | 80.8%+12.9pp |
| Annual return | 22.14% | 49.31%-27.2pp | 47.61%-25.5pp | 148.84%-126.7pp |
| Employer contribution / active EE | $11,104 | $3,131+254.6% | $2,920+280.2% | $4,248+161.4% |
| Participant deferral / active EE | $7,458 | $4,970+50.1% | $4,579+62.9% | $6,531+14.2% |
| Admin fee / account holder | $983 | $8,407-88.3% | $7,858-87.5% | $14,480-93.2% |