Retirement plan

JUNIOR ACHIEVEMENT OF THE BLUEGRASS 401(K) PLAN

Name: JUNIOR ACHIEVEMENT OF THE BLUEGRASS - JUNIOR ACHIEVEMENT OF THE BLUEGRASS 401(K) PLAN (2025) Form 5500
Creator: JUNIOR ACHIEVEMENT OF THE BLUEGRASS
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, JUNIOR ACHIEVEMENT OF THE BLUEGRASS 401(K) PLAN, JUNIOR ACHIEVEMENT OF THE BLUEGRASS

JUNIOR ACHIEVEMENT OF THE BLUEGRASSEIN 61-0606480Plan #002PY 2025

2420 SPURR RD, SUITE 150 - LEXINGTON, KY 40511859-219-2423jalexington.orgLinkedIn1-10 employeesnon-profit organization management

Prospect flagsHigh feesLow participationLow employer contribution

How to read this page

Total assets (EOY)

$123K

-16.3% from 2024

Total participants

-36.8% from 2024

Average account balance

$61,334

+234.8% from 2024

Annual return

15.57%

-1.18 pp from 2024

Benchmarks

See 7,240 peers

Peer group

Industry61 - Educational Services

Plan typeDefined contribution

Participants<25

Cohort7,240 peers

Snapshot2025

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$123K

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$61K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

18.2%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$13K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$1K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+15.57%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$31098

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2E2F2G2J3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

3 tripped

OpportunityLow participation
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
OpportunityLow employer contribution
Employer contribution per participant is in the bottom quintile of the peer cohort.
OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)

Expense breakdown

Schedule H Part II

Admin total

$62K

$5654 / participant

Other / not subdivided$62K100.0%

% of EOY assets

50.703%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$61,334

$68,097-9.9%

$62,929-2.5%

$137,256-55.3%

Participation rate

9.1%

77.4%-68.4pp

73.1%-64.0pp

80.0%-70.9pp

Annual return

15.57%

1859.11%-1843.5pp

1063.93%-1048.4pp

220.34%-204.8pp

Employer contribution / active EE

$207

$2,811-92.6%

$2,505-91.7%

$4,156-95.0%

Participant deferral / active EE

$930

$4,553-79.6%

$3,888-76.1%

$6,407-85.5%

Admin fee / account holder

$31,098

$6,521+376.9%

$5,065+514.0%

$12,270+153.4%

JUNIOR ACHIEVEMENT OF THE BLUEGRASS 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

JUNIOR ACHIEVEMENT OF THE BLUEGRASS 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion