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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,607 | $132,099-25.4% | $115,599-14.7% | $138,895-29.0% |
| Participation rate | 83.3% | 77.9%+5.5pp | 74.3%+9.1pp | 79.9%+3.4pp |
| Annual return | 8.61% | 176.76%-168.2pp | 111.10%-102.5pp | 145.39%-136.8pp |
| Employer contribution / active EE | $0 | $3,416-100.0% | $2,955-100.0% | $4,194-100.0% |
| Participant deferral / active EE | $3,878 | $5,617-31.0% | $4,889-20.7% | $6,396-39.4% |
| Admin fee / account holder | $71,334 | $15,650+355.8% | $12,841+455.5% | $12,562+467.8% |