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| Provider | Service type | Compensation |
|---|---|---|
AMERICAN FUNDS7 years Filed as: CAPITAL GROUP RETIREMENT PLAN SVCS. Service code 25 · EIN 82-4555287 | Directed Trustee | $5,650 |
Employer contribution per participant is in the bottom quintile of the peer cohort.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,349 | $116,081-14.4% | $156,181-36.4% | $79,634+24.8% |
| Participation rate | 87.3% | 75.6%+11.7pp | 78.8%+8.5pp | 62.5%+24.8pp |
| Annual return | 15.95% | 15.89%+0.1pp | 64.87%-48.9pp | 36.46%-20.5pp |
| Employer contribution / active EE | $0 | $2,828-100.0% | $4,294-100.0% | $2,529-100.0% |
| Participant deferral / active EE | $4,953 | $4,584+8.0% | $6,132-19.2% | $3,835+29.2% |
| Admin fee / account holder | $16 | $854-98.2% | $14,586-99.9% | $1,002-98.4% |