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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,890 | $61,125-8.6% | $94,057-40.6% | $87,485-36.1% |
| Participation rate | 52.2% | 64.1%-11.9pp | 73.3%-21.2pp | 68.9%-16.8pp |
| Annual return | 16.28% | 35.20%-18.9pp | 480.62%-464.3pp | 26.06%-9.8pp |
| Employer contribution / active EE | $1,028 | $2,136-51.9% | $2,933-65.0% | $2,596-60.4% |
| Participant deferral / active EE | $3,104 | $3,260-4.8% | $4,709-34.1% | $4,274-27.4% |
| Admin fee / account holder | $3,294 | $5,629-41.5% | $7,244-54.5% | $7,775-57.6% |