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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $171,343 | $106,524+60.8% | $152,301+12.5% | $87,485+95.9% |
| Participation rate | 100.0% | 75.8%+24.2pp | 82.4%+17.6pp | 68.9%+31.1pp |
| Annual return | 13.98% | 26.89%-12.9pp | 80.50%-66.5pp | 26.06%-12.1pp |
| Employer contribution / active EE | $2,377 | $3,371-29.5% | $4,624-48.6% | $2,596-8.4% |
| Participant deferral / active EE | $5,006 | $6,525-23.3% | $8,004-37.5% | $4,274+17.1% |
| Admin fee / account holder | $6,156 | $8,287-25.7% | $14,398-57.2% | $7,775-20.8% |