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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,187 | $100,203-82.8% | $85,240-79.8% | $145,897-88.2% |
| Participation rate | 100.0% | 74.1%+25.9pp | 67.5%+32.5pp | 80.3%+19.7pp |
| Annual return | 8.21% | 84.28%-76.1pp | 66.75%-58.5pp | 552.29%-544.1pp |
| Employer contribution / active EE | $2,040 | $3,242-37.1% | $2,735-25.4% | $4,663-56.2% |
| Participant deferral / active EE | $3,691 | $5,299-30.3% | $4,527-18.5% | $6,689-44.8% |
| Admin fee / account holder | $1,098 | $7,265-84.9% | $6,165-82.2% | $13,390-91.8% |