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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $227,254 | $90,614+150.8% | $76,089+198.7% | $145,877+55.8% |
| Participation rate | 88.9% | 74.5%+14.4pp | 69.1%+19.8pp | 80.3%+8.6pp |
| Annual return | 10.94% | 623.80%-612.9pp | 360.94%-350.0pp | 551.28%-540.3pp |
| Employer contribution / active EE | $8,127 | $3,324+144.5% | $2,690+202.1% | $4,663+74.3% |
| Participant deferral / active EE | $10,440 | $5,168+102.0% | $4,259+145.1% | $6,691+56.0% |
| Admin fee / account holder | $576 | $8,376-93.1% | $6,418-91.0% | $13,402-95.7% |