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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $227,254 | $90,691+150.6% | $76,119+198.6% | $145,884+55.8% |
| Participation rate | 88.9% | 74.5%+14.4pp | 69.1%+19.8pp | 80.3%+8.6pp |
| Annual return | 10.94% | 624.52%-613.6pp | 361.25%-350.3pp | 551.85%-540.9pp |
| Employer contribution / active EE | $8,127 | $3,329+144.1% | $2,693+201.8% | $4,662+74.3% |
| Participant deferral / active EE | $10,440 | $5,167+102.0% | $4,259+145.1% | $6,690+56.1% |
| Admin fee / account holder | $576 | $8,383-93.1% | $6,421-91.0% | $13,392-95.7% |