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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $121,142 | $29,736+307.4% | $56,033+116.2% | $80,935+49.7% |
| Participation rate | 21.6% | 41.7%-20.1pp | 52.5%-30.9pp | 67.7%-46.0pp |
| Annual return | 16.33% | 35.28%-18.9pp | 1711.38%-1695.0pp | 35.66%-19.3pp |
| Employer contribution / active EE | $1,068 | $671+59.1% | $1,041+2.6% | $2,757-61.3% |
| Participant deferral / active EE | $2,356 | $1,228+91.8% | $1,954+20.6% | $4,299-45.2% |
| Admin fee / account holder | $273 | $2,434-88.8% | $2,827-90.3% | $6,924-96.1% |