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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $111,664 | $28,624+290.1% | $53,647+108.1% | $82,637+35.1% |
| Participation rate | 26.7% | 47.3%-20.6pp | 56.3%-29.6pp | 68.1%-41.4pp |
| Annual return | 13.01% | 664.98%-652.0pp | 358.33%-345.3pp | 53.51%-40.5pp |
| Employer contribution / active EE | $312 | $637-50.9% | $962-67.5% | $2,552-87.8% |
| Participant deferral / active EE | $1,998 | $1,196+67.0% | $1,813+10.2% | $4,126-51.6% |
| Admin fee / account holder | $167 | $2,022-91.7% | $2,460-93.2% | $7,339-97.7% |