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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $353,570 | $154,228+129.3% | $145,433+143.1% | $137,256+157.6% |
| Participation rate | 87.5% | 83.8%+3.7pp | 82.1%+5.4pp | 80.0%+7.5pp |
| Annual return | 98.20% | 74.59%+23.6pp | 66.58%+31.6pp | 220.34%-122.1pp |
| Employer contribution / active EE | $6,158 | $4,804+28.2% | $4,554+35.2% | $4,156+48.2% |
| Participant deferral / active EE | $8,265 | $8,216+0.6% | $7,897+4.7% | $6,407+29.0% |
| Admin fee / account holder | $193,077 | $14,344+1246.1% | $13,129+1370.6% | $12,270+1473.6% |