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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $191,962 | $180,749+6.2% | $160,784+19.4% | $137,256+39.9% |
| Participation rate | 100.0% | 80.0%+20.0pp | 77.0%+23.0pp | 80.0%+20.0pp |
| Annual return | 17.62% | 2234.46%-2216.8pp | 1803.92%-1786.3pp | 220.34%-202.7pp |
| Employer contribution / active EE | $9,237 | $4,155+122.3% | $3,733+147.5% | $4,156+122.3% |
| Participant deferral / active EE | $15,309 | $6,844+123.7% | $6,293+143.3% | $6,407+138.9% |
| Admin fee / account holder | $1,257 | $10,397-87.9% | $9,717-87.1% | $12,270-89.8% |