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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $338,687 | $185,312+82.8% | $161,489+109.7% | $154,746+118.9% |
| Participation rate | 80.0% | 82.5%-2.5pp | 78.7%+1.3pp | 80.7%-0.7pp |
| Annual return | 11.55% | 103.84%-92.3pp | 89.72%-78.2pp | 172.34%-160.8pp |
| Employer contribution / active EE | $8,241 | $4,769+72.8% | $4,268+93.1% | $4,379+88.2% |
| Participant deferral / active EE | $9,374 | $6,350+47.6% | $5,630+66.5% | $6,730+39.3% |
| Admin fee / account holder | $649 | $18,654-96.5% | $16,006-95.9% | $14,365-95.5% |