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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $237,113 | $109,908+115.7% | $97,161+144.0% | $145,978+62.4% |
| Participation rate | 100.0% | 75.9%+24.1pp | 72.7%+27.3pp | 80.3%+19.7pp |
| Annual return | 13.83% | 243.80%-230.0pp | 75.36%-61.5pp | 550.52%-536.7pp |
| Employer contribution / active EE | $10,379 | $3,077+237.3% | $2,723+281.1% | $4,662+122.6% |
| Participant deferral / active EE | $7,522 | $4,679+60.8% | $4,265+76.4% | $6,690+12.4% |
| Admin fee / account holder | $800 | $6,213-87.1% | $5,647-85.8% | $13,400-94.0% |