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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,033 | $154,228-77.9% | $145,433-76.6% | $137,256-75.2% |
| Participation rate | 65.2% | 83.8%-18.6pp | 82.1%-16.9pp | 80.0%-14.7pp |
| Annual return | 26.16% | 74.59%-48.4pp | 66.58%-40.4pp | 220.34%-194.2pp |
| Employer contribution / active EE | $2,161 | $4,804-55.0% | $4,554-52.6% | $4,156-48.0% |
| Participant deferral / active EE | $4,154 | $8,216-49.4% | $7,897-47.4% | $6,407-35.2% |
| Admin fee / account holder | $2,761 | $14,344-80.7% | $13,129-79.0% | $12,270-77.5% |