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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,466 | $157,829-88.3% | $136,867-86.5% | $198,609-90.7% |
| Participation rate | 100.0% | 77.2%+22.8pp | 74.5%+25.5pp | 82.4%+17.6pp |
| Annual return | 5.52% | 51.25%-45.7pp | 42.97%-37.5pp | 202.70%-197.2pp |
| Employer contribution / active EE | $1,405 | $3,923-64.2% | $3,547-60.4% | $5,055-72.2% |
| Participant deferral / active EE | $1,687 | $5,463-69.1% | $4,924-65.7% | $6,977-75.8% |
| Admin fee / account holder | $1,507 | $11,107-86.4% | $10,340-85.4% | $19,030-92.1% |