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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $131,950 | $160,028-17.5% | $147,080-10.3% | $145,884-9.6% |
| Participation rate | 77.8% | 84.0%-6.2pp | 82.2%-4.4pp | 80.3%-2.5pp |
| Annual return | 9.26% | 98.60%-89.3pp | 420.17%-410.9pp | 551.85%-542.6pp |
| Employer contribution / active EE | $2,908 | $5,286-45.0% | $4,933-41.1% | $4,662-37.6% |
| Participant deferral / active EE | $9,648 | $8,422+14.6% | $8,066+19.6% | $6,690+44.2% |
| Admin fee / account holder | $10,745 | $15,030-28.5% | $12,989-17.3% | $13,392-19.8% |