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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $117,936 | $156,398-24.6% | $147,318-19.9% | $138,895-15.1% |
| Participation rate | 92.3% | 83.8%+8.6pp | 82.1%+10.2pp | 79.9%+12.4pp |
| Annual return | 9.40% | 78.75%-69.3pp | 70.43%-61.0pp | 145.39%-136.0pp |
| Employer contribution / active EE | $3,577 | $4,853-26.3% | $4,593-22.1% | $4,194-14.7% |
| Participant deferral / active EE | $12,040 | $8,237+46.2% | $7,906+52.3% | $6,396+88.2% |
| Admin fee / account holder | $57,313 | $14,976+282.7% | $13,708+318.1% | $12,562+356.2% |