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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $264,926 | $171,492+54.5% | $150,734+75.8% | $198,609+33.4% |
| Participation rate | 17.4% | 81.4%-64.0pp | 78.4%-61.1pp | 82.4%-65.0pp |
| Annual return | 19.58% | 804.70%-785.1pp | 600.81%-581.2pp | 202.70%-183.1pp |
| Employer contribution / active EE | $1,458 | $5,470-73.3% | $4,918-70.4% | $5,055-71.2% |
| Participant deferral / active EE | $3,424 | $6,259-45.3% | $5,610-39.0% | $6,977-50.9% |
| Admin fee / account holder | $0 | $17,628-100.0% | $14,905-100.0% | $19,030-100.0% |