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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $116,406 | $172,111-32.4% | $150,298-22.5% | $137,256-15.2% |
| Participation rate | 100.0% | 81.7%+18.3pp | 77.8%+22.2pp | 80.0%+20.0pp |
| Annual return | 13.19% | 69.37%-56.2pp | 62.79%-49.6pp | 220.34%-207.2pp |
| Employer contribution / active EE | $6,647 | $4,636+43.4% | $4,154+60.0% | $4,156+59.9% |
| Participant deferral / active EE | $7,427 | $6,166+20.5% | $5,453+36.2% | $6,407+15.9% |
| Admin fee / account holder | $2,867 | $16,471-82.6% | $14,116-79.7% | $12,270-76.6% |