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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $123,057 | $183,539-33.0% | $155,556-20.9% | $145,897-15.7% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 8.16% | 61.31%-53.1pp | 64.84%-56.7pp | 552.29%-544.1pp |
| Employer contribution / active EE | $7,163 | $5,315+34.8% | $4,675+53.2% | $4,663+53.6% |
| Participant deferral / active EE | $8,916 | $6,467+37.9% | $5,631+58.3% | $6,689+33.3% |
| Admin fee / account holder | $2,132 | $19,275-88.9% | $15,885-86.6% | $13,390-84.1% |