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| Provider | Service type | Compensation |
|---|---|---|
Filed as: EMPOWER ANNUITY INSURANCE CO OF AM Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $110,735 |
EVEREN SECURITIES INC4+ years Service code 55 10700 WHEAT FIRST DRIVE · GLEN ALLEN, VA 23060 | Other Commissions | $66,930 |
Filed as: EMPOWER ADVISORY GROUP, LLC Service code 28 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Investment Management | $29,826 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,596 | $89,588+10.1% | $133,698-26.3% | $77,762+26.8% |
| Participation rate | 76.8% | 74.3%+2.5pp | 76.4%+0.3pp | 70.6%+6.2pp |
| Annual return | 12.47% | 17.42%-4.9pp | 580.90%-568.4pp | 31.27%-18.8pp |
| Employer contribution / active EE | $4,768 | $3,491+36.6% | $4,218+13.0% | $2,728+74.8% |
| Participant deferral / active EE | $7,103 | $5,592+27.0% | $7,016+1.2% | $4,651+52.7% |
| Admin fee / account holder | $464 | $539-13.9% | $6,703-93.1% | $433+7.1% |