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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,402 | $80,855-27.8% | $153,416-61.9% | $86,983-32.9% |
| Participation rate | 97.6% | 64.1%+33.5pp | 74.3%+23.3pp | 69.5%+28.1pp |
| Annual return | 23.03% | 16.18%+6.8pp | 17.84%+5.2pp | 25.83%-2.8pp |
| Employer contribution / active EE | $6,251 | $2,308+170.9% | $3,764+66.1% | $2,584+141.9% |
| Participant deferral / active EE | $6,014 | $3,333+80.5% | $4,723+27.3% | $4,194+43.4% |
| Admin fee / account holder | $9,469 | $6,908+37.1% | $13,095-27.7% | $7,856+20.5% |