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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,385 | $138,366-60.7% | $184,185-70.5% | $80,911-32.8% |
| Participation rate | 93.2% | 83.9%+9.3pp | 86.8%+6.4pp | 67.6%+25.5pp |
| Annual return | 184.44% | 20.02%+164.4pp | 28.81%+155.6pp | 35.63%+148.8pp |
| Employer contribution / active EE | $3,013 | $4,849-37.9% | $6,426-53.1% | $2,756+9.3% |
| Participant deferral / active EE | $5,291 | $7,074-25.2% | $9,132-42.1% | $4,297+23.1% |
| Admin fee / account holder | $7,151 | $10,484-31.8% | $13,909-48.6% | $6,935+3.1% |