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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,286 | $111,535-54.9% | $105,223-52.2% | $137,256-63.4% |
| Participation rate | 100.0% | 78.1%+21.9pp | 75.0%+25.0pp | 80.0%+20.0pp |
| Annual return | 6.58% | 237.85%-231.3pp | 180.65%-174.1pp | 220.34%-213.8pp |
| Employer contribution / active EE | $10,212 | $3,939+159.2% | $3,689+176.9% | $4,156+145.7% |
| Participant deferral / active EE | $0 | $5,500-100.0% | $5,072-100.0% | $6,407-100.0% |
| Admin fee / account holder | $8,562 | $9,721-11.9% | $8,859-3.3% | $12,270-30.2% |