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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $183,199 | $129,737+41.2% | $119,126+53.8% | $154,746+18.4% |
| Participation rate | 100.0% | 78.9%+21.1pp | 75.8%+24.2pp | 80.7%+19.3pp |
| Annual return | 14.96% | 379.08%-364.1pp | 282.11%-267.1pp | 172.34%-157.4pp |
| Employer contribution / active EE | $11,149 | $4,375+154.8% | $4,034+176.4% | $4,379+154.6% |
| Participant deferral / active EE | $6,890 | $5,842+17.9% | $5,318+29.6% | $6,730+2.4% |
| Admin fee / account holder | $6,746 | $11,961-43.6% | $10,693-36.9% | $14,365-53.0% |