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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,071 | $100,147-91.9% | $81,286-90.1% | $145,877-94.5% |
| Participation rate | 100.0% | 74.2%+25.8pp | 69.5%+30.5pp | 80.3%+19.7pp |
| Annual return | 4.49% | 34.44%-29.9pp | 24.80%-20.3pp | 551.28%-546.8pp |
| Employer contribution / active EE | $1,486 | $2,977-50.1% | $2,463-39.7% | $4,663-68.1% |
| Participant deferral / active EE | $456 | $4,607-90.1% | $3,883-88.3% | $6,691-93.2% |
| Admin fee / account holder | $13,657 | $8,201+66.5% | $5,764+136.9% | $13,402+1.9% |