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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,071 | $100,279-92.0% | $81,353-90.1% | $145,884-94.5% |
| Participation rate | 100.0% | 74.3%+25.7pp | 69.5%+30.5pp | 80.3%+19.7pp |
| Annual return | 4.49% | 34.49%-30.0pp | 24.82%-20.3pp | 551.85%-547.4pp |
| Employer contribution / active EE | $1,486 | $2,979-50.1% | $2,464-39.7% | $4,662-68.1% |
| Participant deferral / active EE | $456 | $4,611-90.1% | $3,885-88.3% | $6,690-93.2% |
| Admin fee / account holder | $13,657 | $8,206+66.4% | $5,766+136.8% | $13,392+2.0% |