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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,071 | $100,004-91.9% | $81,438-90.1% | $145,959-94.5% |
| Participation rate | 100.0% | 74.2%+25.8pp | 69.5%+30.5pp | 80.3%+19.7pp |
| Annual return | 4.49% | 34.34%-29.8pp | 24.74%-20.3pp | 561.95%-557.5pp |
| Employer contribution / active EE | $1,486 | $2,970-50.0% | $2,460-39.6% | $4,661-68.1% |
| Participant deferral / active EE | $456 | $4,603-90.1% | $3,883-88.3% | $6,689-93.2% |
| Admin fee / account holder | $13,657 | $8,202+66.5% | $5,764+137.0% | $13,398+1.9% |