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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,719 | $162,136-36.6% | $152,301-32.6% | $154,746-33.6% |
| Participation rate | 57.1% | 84.1%-27.0pp | 82.4%-25.3pp | 80.7%-23.6pp |
| Annual return | 15.00% | 91.02%-76.0pp | 80.50%-65.5pp | 172.34%-157.3pp |
| Employer contribution / active EE | $1,453 | $4,890-70.3% | $4,624-68.6% | $4,379-66.8% |
| Participant deferral / active EE | $4,378 | $8,341-47.5% | $8,004-45.3% | $6,730-34.9% |
| Admin fee / account holder | $1,178 | $15,759-92.5% | $14,398-91.8% | $14,365-91.8% |