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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,719 | $196,972-47.9% | $182,262-43.6% | $198,609-48.3% |
| Participation rate | 57.1% | 85.7%-28.6pp | 84.2%-27.1pp | 82.4%-25.2pp |
| Annual return | 15.00% | 158.27%-143.3pp | 140.60%-125.6pp | 202.70%-187.7pp |
| Employer contribution / active EE | $1,453 | $5,364-72.9% | $5,046-71.2% | $5,055-71.3% |
| Participant deferral / active EE | $4,378 | $8,643-49.3% | $8,276-47.1% | $6,977-37.2% |
| Admin fee / account holder | $1,178 | $18,429-93.6% | $16,712-92.9% | $19,030-93.8% |