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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,740 | $51,638-54.0% | $68,368-65.3% | $82,448-71.2% |
| Participation rate | 43.8% | 63.6%-19.9pp | 73.8%-30.0pp | 68.1%-24.3pp |
| Annual return | 20.41% | 37.53%-17.1pp | 292.57%-272.2pp | 41.64%-21.2pp |
| Employer contribution / active EE | $854 | $2,047-58.3% | $2,649-67.8% | $2,551-66.5% |
| Participant deferral / active EE | $1,285 | $2,914-55.9% | $4,123-68.8% | $4,139-69.0% |
| Admin fee / account holder | $2,479 | $4,643-46.6% | $5,150-51.9% | $7,234-65.7% |