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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $272,744 | $67,894+301.7% | $89,340+205.3% | $82,448+230.8% |
| Participation rate | 92.9% | 64.0%+28.8pp | 69.6%+23.3pp | 68.1%+24.8pp |
| Annual return | 13.17% | 19.21%-6.0pp | 20.57%-7.4pp | 41.64%-28.5pp |
| Employer contribution / active EE | $3,309 | $1,828+81.0% | $2,231+48.3% | $2,551+29.7% |
| Participant deferral / active EE | $8,275 | $3,072+169.3% | $3,823+116.5% | $4,139+99.9% |
| Admin fee / account holder | $4,210 | $5,723-26.4% | $6,704-37.2% | $7,234-41.8% |