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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $272,744 | $72,607+275.6% | $90,259+202.2% | $87,485+211.8% |
| Participation rate | 92.9% | 64.8%+28.1pp | 70.7%+22.1pp | 68.9%+23.9pp |
| Annual return | 13.17% | 18.59%-5.4pp | 18.88%-5.7pp | 26.06%-12.9pp |
| Employer contribution / active EE | $3,309 | $1,919+72.4% | $2,291+44.4% | $2,596+27.4% |
| Participant deferral / active EE | $8,275 | $3,055+170.9% | $3,827+116.3% | $4,274+93.6% |
| Admin fee / account holder | $4,210 | $5,947-29.2% | $7,267-42.1% | $7,775-45.8% |