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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $224,838 | $183,592+22.5% | $155,567+44.5% | $145,959+54.0% |
| Participation rate | 57.1% | 82.7%-25.5pp | 78.2%-21.1pp | 80.3%-23.1pp |
| Annual return | 9.92% | 61.24%-51.3pp | 64.74%-54.8pp | 561.95%-552.0pp |
| Employer contribution / active EE | $2,338 | $5,315-56.0% | $4,674-50.0% | $4,661-49.8% |
| Participant deferral / active EE | $6,033 | $6,464-6.7% | $5,628+7.2% | $6,689-9.8% |
| Admin fee / account holder | $1,820 | $19,318-90.6% | $15,916-88.6% | $13,398-86.4% |