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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $2,164,734 | $223,823+867.2% | $211,142+925.3% | $154,746+1298.9% |
| Participation rate | 100.0% | 87.9%+12.1pp | 87.3%+12.7pp | 80.7%+19.3pp |
| Annual return | 18.37% | 50.39%-32.0pp | 46.84%-28.5pp | 172.34%-154.0pp |
| Employer contribution / active EE | $7,331 | $6,787+8.0% | $6,442+13.8% | $4,379+67.4% |
| Participant deferral / active EE | $0 | $9,750-100.0% | $9,284-100.0% | $6,730-100.0% |
| Admin fee / account holder | $5,846 | $19,707-70.3% | $19,076-69.4% | $14,365-59.3% |