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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $277,425 | $106,749+159.9% | $145,433+90.8% | $82,448+236.5% |
| Participation rate | 100.0% | 75.6%+24.4pp | 82.1%+17.9pp | 68.1%+31.9pp |
| Annual return | 15.38% | 27.59%-12.2pp | 66.58%-51.2pp | 41.64%-26.3pp |
| Employer contribution / active EE | $4,295 | $3,444+24.7% | $4,554-5.7% | $2,551+68.4% |
| Participant deferral / active EE | $12,441 | $6,519+90.8% | $7,897+57.5% | $4,139+200.6% |
| Admin fee / account holder | $30,445 | $8,390+262.9% | $13,129+131.9% | $7,234+320.8% |