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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $239,213 | $156,398+53.0% | $147,318+62.4% | $138,895+72.2% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 79.9%+20.1pp |
| Annual return | 15.29% | 78.75%-63.5pp | 70.43%-55.1pp | 145.39%-130.1pp |
| Employer contribution / active EE | $2,929 | $4,853-39.7% | $4,593-36.2% | $4,194-30.2% |
| Participant deferral / active EE | $18,533 | $8,237+125.0% | $7,906+134.4% | $6,396+189.7% |
| Admin fee / account holder | $1,000 | $14,976-93.3% | $13,708-92.7% | $12,562-92.0% |