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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $145,570 | $183,627-20.7% | $155,602-6.4% | $145,978-0.3% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 15.98% | 61.32%-45.3pp | 64.81%-48.8pp | 550.52%-534.5pp |
| Employer contribution / active EE | $591 | $5,316-88.9% | $4,675-87.4% | $4,662-87.3% |
| Participant deferral / active EE | $9,829 | $6,466+52.0% | $5,629+74.6% | $6,690+46.9% |
| Admin fee / account holder | $1,070 | $19,327-94.5% | $15,923-93.3% | $13,400-92.0% |