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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $145,570 | $183,516-20.7% | $155,534-6.4% | $145,884-0.2% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 15.98% | 61.43%-45.4pp | 64.92%-48.9pp | 551.85%-535.9pp |
| Employer contribution / active EE | $591 | $5,315-88.9% | $4,675-87.3% | $4,662-87.3% |
| Participant deferral / active EE | $9,829 | $6,467+52.0% | $5,630+74.6% | $6,690+46.9% |
| Admin fee / account holder | $1,070 | $19,293-94.5% | $15,900-93.3% | $13,392-92.0% |