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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $132,785 | $183,592-27.7% | $155,574-14.6% | $145,877-9.0% |
| Participation rate | 69.6% | 82.7%-13.1pp | 78.2%-8.6pp | 80.3%-10.7pp |
| Annual return | 17.15% | 61.37%-44.2pp | 64.87%-47.7pp | 551.28%-534.1pp |
| Employer contribution / active EE | $1,886 | $5,317-64.5% | $4,676-59.7% | $4,663-59.6% |
| Participant deferral / active EE | $4,568 | $6,466-29.4% | $5,629-18.9% | $6,691-31.7% |
| Admin fee / account holder | $7,627 | $19,316-60.5% | $15,914-52.1% | $13,402-43.1% |