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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $132,785 | $183,539-27.7% | $155,556-14.6% | $145,897-9.0% |
| Participation rate | 69.6% | 82.7%-13.1pp | 78.2%-8.7pp | 80.3%-10.7pp |
| Annual return | 17.15% | 61.31%-44.2pp | 64.84%-47.7pp | 552.29%-535.1pp |
| Employer contribution / active EE | $1,886 | $5,315-64.5% | $4,675-59.7% | $4,663-59.6% |
| Participant deferral / active EE | $4,568 | $6,467-29.4% | $5,631-18.9% | $6,689-31.7% |
| Admin fee / account holder | $7,627 | $19,275-60.4% | $15,885-52.0% | $13,390-43.0% |