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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,289 | $81,504-23.6% | $102,437-39.2% | $80,959-23.1% |
| Participation rate | 84.7% | 66.9%+17.9pp | 74.5%+10.2pp | 67.7%+17.1pp |
| Annual return | 10.24% | 25.60%-15.4pp | 24.95%-14.7pp | 35.67%-25.4pp |
| Employer contribution / active EE | $2,411 | $3,104-22.3% | $3,871-37.7% | $2,757-12.6% |
| Participant deferral / active EE | $4,516 | $3,871+16.7% | $5,060-10.8% | $4,300+5.0% |
| Admin fee / account holder | $4,566 | $6,719-32.0% | $8,388-45.6% | $6,925-34.1% |