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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,743 | $29,667+135.1% | $56,441+23.6% | $80,874-13.8% |
| Participation rate | 97.8% | 41.7%+56.2pp | 52.5%+45.3pp | 67.6%+30.2pp |
| Annual return | 12.88% | 35.22%-22.3pp | 1704.21%-1691.3pp | 35.62%-22.7pp |
| Employer contribution / active EE | $5,530 | $669+726.1% | $1,039+432.2% | $2,756+100.7% |
| Participant deferral / active EE | $2,373 | $1,227+93.5% | $1,953+21.5% | $4,297-44.8% |
| Admin fee / account holder | $1,227 | $2,429-49.5% | $2,829-56.6% | $6,935-82.3% |