Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,348 | $106,749-49.1% | $145,433-62.6% | $82,448-34.1% |
| Participation rate | 59.0% | 75.6%-16.7pp | 82.1%-23.1pp | 68.1%-9.1pp |
| Annual return | 9.46% | 27.59%-18.1pp | 66.58%-57.1pp | 41.64%-32.2pp |
| Employer contribution / active EE | $2,577 | $3,444-25.2% | $4,554-43.4% | $2,551+1.0% |
| Participant deferral / active EE | $5,949 | $6,519-8.7% | $7,897-24.7% | $4,139+43.7% |
| Admin fee / account holder | $36,988 | $8,390+340.9% | $13,129+181.7% | $7,234+411.3% |