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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $346,461 | $76,407+353.4% | $150,298+130.5% | $82,448+320.2% |
| Participation rate | 96.7% | 66.4%+30.3pp | 77.8%+18.9pp | 68.1%+28.6pp |
| Annual return | 13.75% | 39.99%-26.2pp | 62.79%-49.0pp | 41.64%-27.9pp |
| Employer contribution / active EE | $4,875 | $2,614+86.5% | $4,154+17.4% | $2,551+91.1% |
| Participant deferral / active EE | $4,830 | $3,214+50.3% | $5,453-11.4% | $4,139+16.7% |
| Admin fee / account holder | $110,297 | $6,352+1636.4% | $14,116+681.4% | $7,234+1424.6% |