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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,951 | $97,125-93.9% | $86,233-93.1% | $137,256-95.7% |
| Participation rate | 88.9% | 74.2%+14.7pp | 69.0%+19.9pp | 80.0%+8.9pp |
| Annual return | 23.34% | 74.19%-50.9pp | 61.39%-38.1pp | 220.34%-197.0pp |
| Employer contribution / active EE | $1,056 | $2,841-62.8% | $2,504-57.8% | $4,156-74.6% |
| Participant deferral / active EE | $2,742 | $5,180-47.1% | $4,559-39.9% | $6,407-57.2% |
| Admin fee / account holder | $2,548 | $9,725-73.8% | $8,342-69.5% | $12,270-79.2% |