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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $162,022 | $162,136-0.1% | $152,301+6.4% | $154,746+4.7% |
| Participation rate | 100.0% | 84.1%+15.9pp | 82.4%+17.6pp | 80.7%+19.3pp |
| Annual return | 10.02% | 91.02%-81.0pp | 80.50%-70.5pp | 172.34%-162.3pp |
| Employer contribution / active EE | $16,231 | $4,890+231.9% | $4,624+251.0% | $4,379+270.7% |
| Participant deferral / active EE | $9,727 | $8,341+16.6% | $8,004+21.5% | $6,730+44.5% |
| Admin fee / account holder | $2,049 | $15,759-87.0% | $14,398-85.8% | $14,365-85.7% |