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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,052 | $79,223-30.5% | $102,460-46.3% | $74,478-26.1% |
| Participation rate | 50.8% | 74.8%-23.9pp | 76.5%-25.7pp | 67.2%-16.4pp |
| Annual return | 14.45% | 54.98%-40.5pp | 29.47%-15.0pp | 1370.56%-1356.1pp |
| Employer contribution / active EE | $0 | $2,363-100.0% | $3,025-100.0% | $2,626-100.0% |
| Participant deferral / active EE | $2,984 | $4,417-32.4% | $5,056-41.0% | $4,350-31.4% |
| Admin fee / account holder | $1,313 | $2,003-34.5% | $9,460-86.1% | $1,946-32.5% |