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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $105,753 | $82,133+28.8% | $147,318-28.2% | $64,097+65.0% |
| Participation rate | 80.0% | 62.3%+17.7pp | 82.1%-2.1pp | 55.2%+24.8pp |
| Annual return | 16.34% | 78.78%-62.4pp | 70.43%-54.1pp | 34.64%-18.3pp |
| Employer contribution / active EE | $3,533 | $2,872+23.0% | $4,593-23.1% | $1,891+86.8% |
| Participant deferral / active EE | $8,241 | $5,407+52.4% | $7,906+4.2% | $3,080+167.6% |
| Admin fee / account holder | $3,786 | $3,730+1.5% | $13,708-72.4% | $3,454+9.6% |