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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $312,591 | $72,071+333.7% | $68,368+357.2% | $137,256+127.7% |
| Participation rate | 100.0% | 76.2%+23.8pp | 73.8%+26.2pp | 80.0%+20.0pp |
| Annual return | 13.93% | 353.14%-339.2pp | 292.57%-278.6pp | 220.34%-206.4pp |
| Employer contribution / active EE | $3,474 | $2,788+24.6% | $2,649+31.2% | $4,156-16.4% |
| Participant deferral / active EE | $7,846 | $4,410+77.9% | $4,123+90.3% | $6,407+22.5% |
| Admin fee / account holder | $26,435 | $5,336+395.4% | $5,150+413.3% | $12,270+115.4% |