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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $305,666 | $154,228+98.2% | $145,433+110.2% | $137,256+122.7% |
| Participation rate | 87.5% | 83.8%+3.7pp | 82.1%+5.4pp | 80.0%+7.5pp |
| Annual return | 14.36% | 74.59%-60.2pp | 66.58%-52.2pp | 220.34%-206.0pp |
| Employer contribution / active EE | $3,401 | $4,804-29.2% | $4,554-25.3% | $4,156-18.2% |
| Participant deferral / active EE | $8,953 | $8,216+9.0% | $7,897+13.4% | $6,407+39.7% |
| Admin fee / account holder | $9,213 | $14,344-35.8% | $13,129-29.8% | $12,270-24.9% |