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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $305,666 | $156,398+95.4% | $147,318+107.5% | $138,895+120.1% |
| Participation rate | 87.5% | 83.8%+3.7pp | 82.1%+5.4pp | 79.9%+7.6pp |
| Annual return | 14.36% | 78.75%-64.4pp | 70.43%-56.1pp | 145.39%-131.0pp |
| Employer contribution / active EE | $3,401 | $4,853-29.9% | $4,593-26.0% | $4,194-18.9% |
| Participant deferral / active EE | $8,953 | $8,237+8.7% | $7,906+13.2% | $6,396+40.0% |
| Admin fee / account holder | $9,213 | $14,976-38.5% | $13,708-32.8% | $12,562-26.7% |