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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $170,681 | $110,039+55.1% | $97,260+75.5% | $145,884+17.0% |
| Participation rate | 81.8% | 75.9%+5.9pp | 72.7%+9.2pp | 80.3%+1.5pp |
| Annual return | 8.02% | 244.44%-236.4pp | 75.54%-67.5pp | 551.85%-543.8pp |
| Employer contribution / active EE | $9,273 | $3,074+201.6% | $2,721+240.8% | $4,662+98.9% |
| Participant deferral / active EE | $5,195 | $4,674+11.1% | $4,262+21.9% | $6,690-22.3% |
| Admin fee / account holder | $5,883 | $6,204-5.2% | $5,640+4.3% | $13,392-56.1% |