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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $170,681 | $109,904+55.3% | $97,167+75.7% | $145,959+16.9% |
| Participation rate | 81.8% | 75.9%+5.9pp | 72.7%+9.1pp | 80.3%+1.5pp |
| Annual return | 8.02% | 243.43%-235.4pp | 75.27%-67.2pp | 561.95%-553.9pp |
| Employer contribution / active EE | $9,273 | $3,084+200.6% | $2,729+239.8% | $4,661+99.0% |
| Participant deferral / active EE | $5,195 | $4,676+11.1% | $4,264+21.8% | $6,689-22.3% |
| Admin fee / account holder | $5,883 | $6,216-5.4% | $5,650+4.1% | $13,398-56.1% |