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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $170,681 | $109,967+55.2% | $97,197+75.6% | $145,877+17.0% |
| Participation rate | 81.8% | 76.0%+5.9pp | 72.7%+9.1pp | 80.3%+1.5pp |
| Annual return | 8.02% | 244.27%-236.2pp | 75.47%-67.4pp | 551.28%-543.3pp |
| Employer contribution / active EE | $9,273 | $3,077+201.4% | $2,723+240.6% | $4,663+98.9% |
| Participant deferral / active EE | $5,195 | $4,676+11.1% | $4,263+21.8% | $6,691-22.4% |
| Admin fee / account holder | $5,883 | $6,199-5.1% | $5,637+4.4% | $13,402-56.1% |