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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $119,022 | $183,539-35.2% | $155,556-23.5% | $145,897-18.4% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 0.66% | 61.31%-60.6pp | 64.84%-64.2pp | 552.29%-551.6pp |
| Employer contribution / active EE | $21,632 | $5,315+307.0% | $4,675+362.7% | $4,663+363.9% |
| Participant deferral / active EE | $30,500 | $6,467+371.6% | $5,631+441.7% | $6,689+356.0% |
| Admin fee / account holder | $2,918 | $19,275-84.9% | $15,885-81.6% | $13,390-78.2% |