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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,264 | $183,516-68.3% | $155,534-62.5% | $145,884-60.1% |
| Participation rate | 85.7% | 82.7%+3.0pp | 78.2%+7.5pp | 80.3%+5.4pp |
| Annual return | 14.67% | 61.43%-46.8pp | 64.92%-50.2pp | 551.85%-537.2pp |
| Employer contribution / active EE | $1,614 | $5,315-69.6% | $4,675-65.5% | $4,662-65.4% |
| Participant deferral / active EE | $7,359 | $6,467+13.8% | $5,630+30.7% | $6,690+10.0% |
| Admin fee / account holder | $7,450 | $19,293-61.4% | $15,900-53.1% | $13,392-44.4% |