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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,470 | $81,487-71.2% | $102,412-77.1% | $80,935-71.0% |
| Participation rate | 76.0% | 66.8%+9.2pp | 74.5%+1.5pp | 67.7%+8.3pp |
| Annual return | 10.12% | 25.60%-15.5pp | 24.94%-14.8pp | 35.66%-25.5pp |
| Employer contribution / active EE | $2,000 | $3,103-35.5% | $3,870-48.3% | $2,757-27.4% |
| Participant deferral / active EE | $2,934 | $3,871-24.2% | $5,060-42.0% | $4,299-31.8% |
| Admin fee / account holder | $28,659 | $6,717+326.6% | $8,388+241.7% | $6,924+313.9% |