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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,493 | $166,242-40.8% | $165,071-40.3% | $145,884-32.5% |
| Participation rate | 47.1% | 82.0%-35.0pp | 78.6%-31.6pp | 80.3%-33.2pp |
| Annual return | 17.99% | 100.44%-82.5pp | 70.17%-52.2pp | 551.85%-533.9pp |
| Employer contribution / active EE | $1,933 | $5,283-63.4% | $4,347-55.5% | $4,662-58.5% |
| Participant deferral / active EE | $4,943 | $6,964-29.0% | $6,035-18.1% | $6,690-26.1% |
| Admin fee / account holder | $960 | $16,658-94.2% | $12,695-92.4% | $13,392-92.8% |