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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,493 | $166,089-40.7% | $164,928-40.3% | $145,978-32.5% |
| Participation rate | 47.1% | 82.0%-35.0pp | 78.6%-31.6pp | 80.3%-33.2pp |
| Annual return | 17.99% | 100.26%-82.3pp | 70.08%-52.1pp | 550.52%-532.5pp |
| Employer contribution / active EE | $1,933 | $5,276-63.4% | $4,343-55.5% | $4,662-58.5% |
| Participant deferral / active EE | $4,943 | $6,961-29.0% | $6,034-18.1% | $6,690-26.1% |
| Admin fee / account holder | $960 | $16,641-94.2% | $12,684-92.4% | $13,400-92.8% |