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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,411 | $125,190-29.4% | $105,624-16.3% | $145,897-39.4% |
| Participation rate | 100.0% | 77.6%+22.4pp | 75.3%+24.7pp | 80.3%+19.7pp |
| Annual return | 14.92% | 225.22%-210.3pp | 116.20%-101.3pp | 552.29%-537.4pp |
| Employer contribution / active EE | $7,018 | $3,720+88.6% | $3,168+121.6% | $4,663+50.5% |
| Participant deferral / active EE | $5,433 | $5,716-4.9% | $5,013+8.4% | $6,689-18.8% |
| Admin fee / account holder | $1,751 | $17,138-89.8% | $10,961-84.0% | $13,390-86.9% |