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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,595 | $132,634-68.6% | $115,768-64.1% | $137,256-69.7% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.4%+25.6pp | 80.0%+20.0pp |
| Annual return | 5.84% | 160.70%-154.9pp | 100.46%-94.6pp | 220.34%-214.5pp |
| Employer contribution / active EE | $7,150 | $3,360+112.8% | $2,940+143.2% | $4,156+72.0% |
| Participant deferral / active EE | $6,107 | $5,619+8.7% | $4,917+24.2% | $6,407-4.7% |
| Admin fee / account holder | $57,053 | $15,028+279.6% | $12,439+358.6% | $12,270+365.0% |