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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,595 | $139,948-70.3% | $121,663-65.8% | $154,746-73.1% |
| Participation rate | 100.0% | 78.0%+22.0pp | 74.5%+25.5pp | 80.7%+19.3pp |
| Annual return | 5.84% | 230.52%-224.7pp | 147.54%-141.7pp | 172.34%-166.5pp |
| Employer contribution / active EE | $7,150 | $3,521+103.1% | $3,020+136.7% | $4,379+63.3% |
| Participant deferral / active EE | $6,107 | $5,629+8.5% | $4,887+25.0% | $6,730-9.3% |
| Admin fee / account holder | $57,053 | $17,321+229.4% | $14,289+299.3% | $14,365+297.2% |